General Health Insurance Q&A

Retired from Company, now self-employed. Deduct retiree health premium?

Turbo Tax tells me “We don’t see a health insurance deduction in your return for 2009. Since you own a business, you can write off your health insurance premiums as long as you don’t have coverage available through an employer.”

We have retiree health insurance through my FORMER employer. Does that count? Do I get a separate write-off for health insurance premiums since I have some self-employment income (which exceeds my premiums), or do I add it on Schedule A to other medical deductions, which must exceed 7.5% of AGI before I get any deduction?
The former employer pays around… Continue reading

How do I get health insurance? read on?

I am a married young mom of 1, I am attending college online and I work 22 hrs a week. I cannot get insurance thru my work because I am part time. My husband has no health insurance and is self employed. I have no idea how to shop for health insurance. I HAD insurance thru my work when I worked full time and it covered maternity. Well now I haven’t had insurance for about 6 months. We would like to try to have another baby sometime in the future and probably have to self insurance ourselves. So where do I start?

More health insurance rate hikes on the horizon in California

While health insurance premiums may be going up across the nation, California seem to be getting more than its fair share of bad news. First, it was Anthem Blue Cross trying to raise rates up to 39 percent in the spring of 2010. While the health insurance company was initially informed that its paperwork contained errors, California residents weren’t spared the pain when Anthem submitted a corrected double-digit rate filing.

Then, Blue Shield of California announced three health insurance rate hikes from October to March, which added up to a 59 percent increase in premiums for some policyholders.

Now, less… Continue reading

Who should pay for health insurance?

I go to school full time and we have 2 children. My husband is self-employed and we have no health insurance. The children do, medicaid. My husband says when I am done with school, I should work full time to provide the family with health insurance. When I am sick and need to go to the doctor, he gives me attitude because we will incur another bill. I say if he wants to be self-employed, he should make enough to pay for it, or get a real job.